Debt consolidation
Turn several high-interest payments into one low one
Credit cards charge around 20% interest or more. A mortgage is usually a fraction of that. By refinancing and using your home’s equity to pay off your debts, you can cut your monthly payments, often by hundreds of dollars, and stop paying so much interest.
- One payment instead of many
- Mortgage-level interest rates instead of 20%+ card rates
- Improve cash flow and reduce stress
- Can help rebuild your credit score as balances are paid off
Our advice: consolidation works best with a plan. We’ll help you set a budget and choose a payment schedule so your debt is actually gone, not just moved.